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Personal Checking

We at Mount Vernon Bank & Trust offer a variety of checking accounts, from basic to interest-bearing.

Each personal checking account comes with the following free features:

  • Online Banking
  • MVBT Mobile Banking App
  • Mobile Check Deposit
  • Mobile Wallet for your smartphone
  • Privileged Status ATM withdrawals
  • Bill Pay
  • eStatements
  • Contactless Debit Cards available for qualified customers
 

Checking Account Comparisons

Our checking accounts compared side by side

Deposit & Minimum Balance

Maintenance Fee or Requirements

Benefits

ONE Account

Deposit & Minimum Balance

$100 opening deposit required

No minimum balance

Maintenance Fee or Requirements

Requirements must be met each statement cycle to earn the premium rate: 20 or more posted & settled debit card transactions of at least $5 each (excludes ATM transactions), 1 or more ACH Debit, 1 or more direct deposit (ACH) of at least $500.00; Monthly eStatements; Have online banking

Benefits

4.00% APY* monthly on up to $50,000.00

*In addition to an initial interest rate of 0.100% (0.10% APY), you will be paid a bonus 3.83% interest rate (for a total 4.00% APY) on any account balance below $50,000.01. On any account balance equal to or greater than $50,000.01, you’ll be paid the initial interest rate of 0.100% (0.10% APY), and a 0.050% bonus interest rate (for a total 0.15% APY

Free Checking

Deposit & Minimum Balance

$50 opening deposit required

No minimum balance

Maintenance Fee or Requirements

FREE eStatements (or $3.00 plus tax per paper statement)

Benefits

No minimum balance


Regular Checking

Deposit & Minimum Balance

$50 opening deposit required

$200 minimum balance or $500 avg. daily balance

Maintenance Fee or Requirements

No fee unless minimum is not met. If not met, a minimum bal. fee of $3 and $.20 per debit, plus tax, will be assessed

Benefits

Free paper statements available.


Super Now

Deposit & Minimum Balance

$1000 opening deposit required

$1000 minimum balance or $1500 avg. daily balance

Maintenance Fee or Requirements

No fee unless minimum balance is not met. If not met, a minimum bal. fee of $3 and $.25 per debit, plus tax, will be assessed

Benefits

Interest paid on account balance over $1000

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